FAQ (Frequently Asked Questions) Common questions 1. How should I allocate my monthly investment? 2. How should I invest my extra money? Retirement Planning 1. How much do I need for my retirement? Do I save enough for my retirement? 2. How to calculate the amount I need for comfortable retirement life? 3. How to achieve financial freedom systematically? 4. How to save for retirement without forgo today's life styles? 5. Do I save too much for my retirement? How much is enough? 6. How much is my retirement fund? 7. Will inflation affect my retirement fund? 8. Should I put aside lump sum for retirement or save monthly to achieve m retirement fund? 9. How long does it take for my wealth to double if I invest it for a certain return/year? 10. How much should you invest today at 8% compounded interest annually so that you can withdraw RM5,000 p.a. for the next 3 years? 11. You have saved RM500,000 for your retirement, how much can you spend each year in the next 20 years assuming the fund earns 7% p.a.? 12. You want to provide yearly pocket allowance of RM20,000 for your child at the beginning of each year for 4 years. How much you should deposit now if you want to take back your investment principal at the end of 4th year? Assume return is 4% annually. 13. How much should you set aside if you wish to spend RM12,000 p.a. until forever that inflation is 5% and rate of return is 10%? 14. Your family needs a minimum of RM50,000 per year. Assuming ROR of 5.5% p.a. How much you need to invest now? What is the investment lump sum if the inflation rate is 3% p.a.? 15. How to make my money work harder for me to keep up with inflation? Education Planning 1. How much my children need if I want to send them to overseas University? 2. You need to have RM75,000 for your child education cost in 5 years time, how much should you invest today if return is at 7% per year? Estate Planning 1. If I pass away, what will happen to my estate? Will my family automatically inherit my wealth? Wealth Creation 1. Do you want to learn new skills that can increase your income and be able to manage your own investment? If you have any of the above questions, I am more than happy to answer you. Please feel free to contact me for an non-obligatory and free consultation session. 常见问题: |